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NYCeWheels Financing powered by Bread


Financing Your dream Bicycle
Clear,transparent terms, Fair rates. No Prepayment Penalties.

It's quick and easy: purchase the structure you want today and pay for it over time.



NYCeWheels has partnered with Bread to offer you a quick and easy way to apply for financing terms. Purchase the bike you want today and pay for it over time.


Pay for your bicycle over time with different monthly payment plans. Like over 12 months at 0% APR or over 24 months at competitive interest rates*.


You pay back the loan in monthly payments and can prepay at any time without penalty.


No Paperwork here! Applying is easy and financing terms are clear. Prequalification doesn't affect your credit score or require you to complete a purchase. You'll get a decision from Bread in seconds.


Please click here to read Bread’s Frequently Asked Questions. Further, should you have any questions regarding your credit application, you can reach out to Bread, our financing partner, directly at [email protected] or 844.992.7323.

Why Was I Not Approved?

Unfortunately, we do not have any control over the underwriting decisioning. We would still encourage you to move forward with the transaction with an alternative payment option. Further, should you have any questions regarding your credit application with our financing partner, Bread, you can reach out to them directly at [email protected] or 844.992.7323. You should also be getting a notice from them regarding your application.

*The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR or 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to application. Bread loans are made by Cross River Bank, Member FDIC.

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